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Indian UPI Goes Global: In Deshon Mein Ab Chalega Aapka GPay/PhonePe!
Indian UPI Goes Global: In Deshon Mein Ab Chalega Aapka GPay/PhonePe!
France Se Sri Lanka Tak, Bhaarat Ka Digital Dhamaka! 🇮🇳 🌍
✍️ By Daily Review Dhamaka | 📅 Updated on
Is Ultimate Global UPI Guide Mein Kya Hai?
Introduction: Ek Aam Bhaaratiya Ke Liye Gaurav Ki Baat!
Bhai log, sochiye aap Paris mein Eiffel Tower ke saamne coffee pee rahe hain aur payment ke liye aap apna PhonePe ya Google Pay nikaal kar QR code scan karte hain. Na cash ka jhanjhat, na currency exchange ka tension! Yeh ab sapna nahi, haqeeqat ban chuka hai.
Bhaarat ka apna banaya hua Unified Payments Interface (UPI), jisne hamare desh mein payments karne ka tareeka hi badal diya, ab duniya fatah karne nikal pada hai. NPCI International Payments Limited (NIPL), jo UPI ko manage karti hai, ne duniya ke kai deshon ke saath partnership kar li hai. Yeh Bhaarat ke liye ek bohot badi diplomatic aur technological jeet hai.
Is guide mein hum aapko batayenge ki 2025 tak aapka GPay/PhonePe kin-kin deshon mein chalega, yeh kaise kaam karega, aur isse aapki life kitni aasan hone wali hai.
Yeh Itna Bada Game-Changer Kyun Hai?
UPI ka global jaana sirf ek suvidha nahi hai, balki iske peeche bohot bade fayde chhupe hain:
3 Bade Kaaran:
- Forex Fees Se Chhutkara: Jab hum videsh jaate hain, toh currency exchange mein aur international card payments par bohot zyada fees (3-5%) lag jaati hai. UPI se yeh fees ya toh bohot kam ho jaayegi ya bilkul khatam ho jaayegi.
- Aasaani Aur Suraksha: Har waqt cash ya card lekar ghoomne ka risk khatam. Aapka phone hi aapka wallet hai. UPI transactions bohot secure hote hain.
- Bhaarat Ki Soft Power: Jab doosre desh Bhaarat ki banayi hui technology ko apnate hain, toh isse duniya mein Bhaarat ka dabdaba aur samman badhta hai. Yeh "Digital India" ki asli jeet hai.
List of Countries: Kahan-Kahan Chalega Bhaarat Ka UPI?
Yahan un deshon ki list hai jahan UPI ya toh shuru ho chuka hai ya jald hi shuru hone wala hai (2025 tak):
| Desh (Country) | Status (2025 Tak) | Khaas Baat |
|---|---|---|
| France 🇫🇷 | Live Hai | Europe mein pehla desh jahan UPI shuru hua (Eiffel Tower se shuruaat). |
| Sri Lanka 🇱🇰 & Mauritius 🇲🇺 | Live Hai | In deshon mein haal hi mein launch hua. Tourism ke liye bohot bada boost. |
| UAE (United Arab Emirates) 🇦🇪 | Live (Kuch Jagahon Par) | Mashreq Bank ke NEOPAY terminals par UPI kaam karta hai. Dheere-dheere expand ho raha hai. |
| Singapore 🇸🇬 | Live (Cross-Border) | Bhaarat ke UPI aur Singapore ke PayNow ke beech direct fund transfer possible hai. |
| Bhutan 🇧🇹 & Nepal 🇳🇵 | Live Hai | Hamare padosi desh, jahan QR code payments bohot popular ho rahe hain. |
| UK (United Kingdom) 🇬🇧 | Jald Hi Shuru Hoga | Partnership ho chuki hai, jald hi UK mein bhi UPI payments shuru honge. |
| Oman 🇴🇲, Malaysia 🇲🇾, Thailand 🇹🇭 | Partnerships Maujood Hain | In deshon ke saath bhi NIPL ne agreements sign kiye hain. Rollout in progress. |
Aap official updates ke liye NPCI International (NIPL) ki website check kar sakte hain.
Kaise Kaam Karega? (Step-by-Step Guide)
Videsh mein UPI use karna bilkul waisa hi hai jaisa aap Bhaarat mein karte hain. Koi naya app download nahi karna!
- App Kholein: Apna PhonePe, Google Pay, Paytm, ya koi bhi UPI-enabled app kholein.
- Scan Karein: Videshi dukaan par maujood QR code ko scan karein.
- Amount Check Karein: Aapki screen par amount us desh ki local currency mein dikhega (e.g., Euros in France). Saath hi, neeche aapko woh amount Indian Rupees (INR) mein bhi dikhega, current exchange rate ke hisaab se.
- PIN Daalein: Apna 4 ya 6 digit ka UPI PIN daalein.
- Ho Gaya Payment! Transaction seconds mein poora ho jaayega.
Paisa aapke Bhaartiya bank account se hi katega, bilkul aaram se.
Aam Aadmi Ko Isse Kya Fayda Hoga?
Tourists Aur Travelers Ke Liye
Ab aapko videsh jaane se pehle bohot saara cash ya mehenge forex cards lene ki zaroorat nahi. Aapka phone hi kaafi hai. Isse aapki yatra zyada safe aur convenient ho jaayegi.
Students Ke Liye
Videsh mein padh rahe students ke liye yeh ek vardaan hai. Unke parents Bhaarat se aasaani se unhein paise bhej sakte hain (Cross-border transfer ke zariye, jaise Singapore model) aur students local payments aaram se kar payenge.
Freelancers Aur Small Businesses Ke Liye
Chhote businesses aur freelancers jo videshi clients ke saath kaam karte hain, unke liye international payments lena aasan aur sasta ho jaayega.
Aakhiri Faisla: Yeh Sirf Shuruaat Hai!
Dosto, UPI ka global jaana "Make in India, for the World" ka sabse behtareen example hai. Yeh Bhaarat ki badhti hui technological taakat ka prateek hai. Jaise-jaise aur desh is network se judenge, hum Bhaartiyon ke liye duniya aur bhi chhoti aur accessible hoti jaayegi.
Toh agli baar jab aap videsh yatra ka plan banayein, toh apne passport ke saath-saath, apne phone mein UPI app ko bhi taiyaar rakhein!
Aapke Sawaal, Hamare Jawaab (FAQs)
Aam taur par, UPI transactions par koi charge nahi lagta hai. Lekin, aapke bank dwara currency conversion par ek mamuli si fee (Forex Markup Fee) lagayi ja sakti hai. Yeh fee international credit/debit card ki fees se bohot kam hogi.
Aapke sabhi major UPI apps jaise Google Pay, PhonePe, Paytm, BHIM, aur aapke bank ke apne UPI apps (jaise iMobile by ICICI) kaam karne chahiye. Bas shart yeh hai ki aapka bank account international transactions ke liye enabled ho.
Yeh depend karta hai. Abhi zyadatar deshon mein 'Person-to-Merchant' (P2M) payments (dukaan par payment karna) shuru hue hain. 'Person-to-Person' (P2P) fund transfer (kisi aadmi ko paise bhejna) abhi sirf kuch deshon (jaise Singapore) ke saath shuru hua hai, aur dheere-dheere expand hoga.
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