Home Tips And Trics

How to Withdraw EPFO Advance Online (Form 31): Complete Process in Hindi

Updated: • 0 • min read
Table of Contents

 

EPFO Form 31 Se Advance PF Kaise Nikalein (Step-by-Step Guide 2025)

Ghar Baithe Apne PF Ka Paisa Nikalein! Jaaniye Poora Online Process, Documents, Aur Rules.

A step-by-step infographic showing how to withdraw PF advance online using Form 31

Dosto, Provident Fund (PF) hamari mehnat ki kamayi ka ek zaroori hissa hai jo retirement ke liye hota hai. Lekin zindagi mein kabhi-kabhi achanak paiso ki zaroorat pad jaati hai - jaise medical emergency, bachhon ki shaadi, ya ghar banana. Aise mein EPFO aapko **Form 31** ke zariye apne PF account se advance paisa nikalne ki suvidha deta hai.

Pehle yeh process bahut lamba aur mushkil tha, lekin ab aap yeh sab kuch ghar baithe online kar sakte hain. Is "dhamakedaar" guide mein hum aapko poora process step-by-step batayenge, jisse aap bina kisi galti ke apna PF advance claim kar sakein.

Is PF Guide Mein Kya Hai?

✅ Apply Karne Se Pehle Ye Cheezein Taiyaar Rakhein

Online process shuru karne se pehle, yeh sunishchit karein ki aapke paas yeh sab kuch taiyaar hai:

  • Active UAN: Aapka Universal Account Number (UAN) activate hona chahiye.
  • Linked Aadhaar: Aapka Aadhaar card UAN se link aur verify hona chahiye.
  • Linked Mobile Number: Aapka mobile number Aadhaar se link hona chahiye (OTP ke liye).
  • Complete KYC: Aapki Bank Account details (Account No. & IFSC code) aur PAN card UAN portal par update aur verified (approved) hona chahiye.
  • Scanned Cheque/Passbook: Apne bank account ki cancelled cheque ya passbook ke pehle page ki clear scanned copy (JPG/JPEG, size 100KB to 500KB) taiyaar rakhein. Cheque par aapka naam print hona chahiye.

📝 Step-by-Step Online Process

Neeche diye gaye steps ko dhyaan se follow karein:

  1. Step 1: EPFO Portal Par Login Karein
    Sabse pehle EPFO Member e-SEWA portal par jaayein. Apne UAN, Password, aur Captcha daalkar login karein.
  2. Step 2: Online Claim Section Mein Jaayein
    Upar menu mein 'Online Services' par click karein aur dropdown mein se 'Claim (Form-31, 19, 10C & 10D)' select karein.
  3. Step 3: Bank Account Verify Karein
    Agle page par aapki member details dikhengi. Yahan aapko apna UAN se link bank account number daalkar 'Verify' karna hoga.
  4. Step 4: Claim Form Par Aage Badhein
    Verification ke baad, 'Proceed For Online Claim' par click karein.
  5. Step 5: Form 31 Chunein
    Neeche 'I want to apply for' section mein, 'PF ADVANCE (FORM 31)' select karein.
  6. Step 6: Advance Ka Kaaran Aur Amount Bharein
    Ab aapko 'Purpose for which advance is required' (advance nikalne ka kaaran) select karna hoga. Phir, zaroorat ke anusaar amount aur apna poora address bharein.
  7. Step 7: Document Upload Karein
    Yahan aapko apne cancelled cheque ya bank passbook ki scanned copy upload karni hai.
  8. Step 8: Aadhaar OTP Se Verify Karein
    Neeche diye gaye checkbox par tick karein aur 'Get Aadhaar OTP' par click karein. Aapke Aadhaar-linked mobile number par ek OTP aayega.
  9. Step 9: Final Submission
    OTP daalein aur 'Validate OTP and Submit Claim Form' par click karein. Aapka claim सफलतापूर्वक submit ho jayega.

📋 PF Nikalne Ke Kaaran (Para Selection)

Form bharte samay aapko sahi kaaran (Para) chunna zaroori hai. Kuch aam kaaran hain:

  • Outbreak of pandemic (COVID-19): Sabse aasaan aur common option.
  • Illness (Medical Emergency): Apne ya parivaar ke ilaaj ke liye.
  • Marriage: Apni, bachhon ki, ya bhai-behen ki shaadi ke liye.
  • Education: Apne ya bachhon ki padhai ke liye.
  • Purchase of House/Flat or Construction: Ghar khareedne ya banane ke liye.

💡 Pro-Tips Aur Zaroori Baatein

  • Kitna Paisa Nikal Sakte Hain? Har kaaran ke liye paisa nikalne ki limit alag hoti hai. Aam taur par, aap apni 3 mahine ki basic salary + DA, ya aapke employee share ka 75%, jo bhi kam ho, nikal sakte hain (COVID reason ke liye).
  • Kitna Samay Lagta Hai? Claim submit hone ke baad, paisa aapke bank account mein aane mein aam taur par 7 se 20 working days lagte hain.
  • Kya Yeh Taxable Hai? Agar aapki total service 5 saal se kam hai aur aap ₹50,000 se zyada nikalte hain, toh TDS kat sakta hai. 5 saal se zyada service hone par koi tax nahi lagta.

❓ Aapke Sawaal, Hamare Jawaab (FAQs)

Q1: Agar meri KYC poori nahi hai toh kya karun?

Aap online claim nahi kar sakte. Pehle apne employer se contact karke ya UAN portal par login karke apni Bank, PAN, aur Aadhaar KYC update karwayein aur use approve hone tak ka intezaar karein.

Q2: Main apne PF account ka claim status kaise check kar sakta hoon?

Aap UAN Member Portal par login karke 'Online Services' -> 'Track Claim Status' par jaakar apna status dekh sakte hain. Aapko SMS ke zariye bhi updates milte rahenge.

Q3: Mera claim reject kyun ho sakta hai?

Claim reject hone ke aam kaaran hain - KYC poori na hona, bank details galat hona, uploaded document (cheque/passbook) clear na hona, ya signature/naam match na karna.

Q4: Kya mujhe online claim ke baad koi physical document office mein jama karna hoga?

Nahi. Aadhaar OTP se verification hone ke baad yeh process poori tarah paperless ho jaata hai. Aapko kahin bhi koi document jama karne ki zaroorat nahi hai.

Conclusion: Aasaan Aur Tez Process!

Toh dosto, EPFO Form 31 se online advance nikalna ab bahut aasaan ho gaya hai. Bas zaroori hai ki aapki KYC poori ho aur aap sabhi steps ko dhyaan se follow karein. Emergency ke samay, yeh suvidha sach mein ek vardaan hai.

Kya aapne kabhi PF advance ke liye apply kiya hai? Aapka experience kaisa raha? Hamein neeche comments mein zaroor batayein!

© 2025 Daily Review Dhamaka. All Rights Reserved. | Designed by Daily Viral News Dalli

Post a Comment